Make extra money online tips
January 28, 2009
Tips to make money online
Freelancing
Freelance workers online sell their service ranging from web designing to writing articles. You can advertise your services or bid on projects.
Trader online
You could make a profit buying / selling products on auction sites like eBay.co.uk
Online Teacher
You can became an online teacher on subjects like english or maths. As expected you must be qualified in the subject that you are teaching.
Online Mystery shopping
Mystery shopper pose as normal customers performing basic tasks and then provide feedback about their experiences. You can earn more than £10 for each shop you visit and also have food paid for for you and a friend as long as you write a report on the experience afterwards.
Make your opinion pay online
You can make quite a bit of cash from filling in surveys for people, or being interviewed face to face. Some of the quicker online surveys pay just £1 while being part of a focus group can get you up to £50. And if you have specialist knowledge you can get as much as £150 for a face-to-face interview.
Medical trials Online
Medical trials can be anything from answering questions to testing and tasting food. Of course, you get paid more for the higher-risk stuff, but you are fully informed about what is about to be done to you before they start. Pay is anything up to £100 a day for every day you are involved in treatment.
More information on Medical trials Online
Credit Crunch Myths
January 27, 2009
credit crunch myths
Credit Crunch Myth 1 – Your money isn’t safe anywhere
Confidence in what most people thought were rock solid bank institutions has been shaken at their roots by the credit crunch. However the banks
The answer is to spread your money, and in so doing so, your risk too. Have some cash in an instant access account, put some into a higher-paying fixed-interest account if you can set the money aside for a year or two and then keep an eye on the markets so you’re poised and ready to take decisive action when the flight back to equities starts.
Credit Crunch Myth 2 – Borrowing money is impossible
Lenders have toughened up their lending criteria and pulled many of the deals they used to offer, so it’s true to say that there are only a fraction of deals out there now. But it’s not true to say borrowing has dried up completely. Banks need to lend; it’s part of what they do.
Credit Crunch Myth 3 – You can’t get a credit card
Although many lenders have tighten their requirements, with 100’s of credit card offers still on offer you just need to shop around and find one that suits your needs.
Credit Crunch Myth 4 – It not worth saving money in banks
With interest rates at record lows all over the world, saving accounts now offer little or no returns. However you can search for certain high paying accounts which offer up to 4%.
Credit Crunch Myth 5 – It’s the worst economic situation this century
Remember America in the 30’s, unemployment was running at about 30%, the stock market index had dropped by 90% & millions of depositors lost their savings.
Credit Crunch Myth 6 – No one’s job is safe
While certain job sectors like the financial sector will be effected greatly by the credit crunch, many industries will be fine.
Credit Crunch Myth 7 – The government isn’t doing to help
Governments across the world are spending billions to overcome the credit crunch problem.
Tips To Avoid Financial Disaster Online
January 25, 2009
financial disaster
Be Proactive with your finances
Get it all sorted now and if the worst happens, you can focus on what’s most important – your safety.
Get Protection for your Cards Online
If your cards are stolen or there is fraud, they’ll all be stopped quickly and efficiently. Sign up for Credit / Debit Card Protection online through your current card provider.
Alternatively you can purchase independent credit card protection:
Ensure you’re insured in your life
- Home / Content insurance
- Life Insurance
- Medical Insurance
Protect your Phone
If you have an expensive phone it worth getting mobile phone insurance.
Tips to Cut The Cost Of Debt online
January 25, 2009
cut the cost debt
Borrow less
Lenders often tempt you into borrowing more than you actually need. Larger loans mean bigger profits for banks, so it makes sense to borrow as little as you can
- Only borrow the exacty amount
Reduce the interest rate
Do pay attention to the interest rate and fees being charged. However, don’t be duped by the headline APR, as this can be misleading.
- Ask current finance company to reduce interest rates
- Look for a cheaper rate
Transfer your debt
One way to cut the interest rate you’re paying is to transfer existing debts to a new home.
Make more frequent repayments
By paying more frequently, you chip away at your debt faster and, therefore, bring down its cost.
- Check with mortgage companies
Repay over a shorter period
Time is always a function of credit, because the shorter the time period, the lower the interest bill.
- Reduce mortgage length
- Use overpayment opportunity
Tips to claim Unclaimed Benefits Online?
January 20, 2009
Check what you’re eligible for
A rather useful little site Entitledto.co.uk does the work for you. It has a regularly updated calculator that works everything out in one go, whether you’re 22 or 72. It’s very simple to use, just input basic details about your personal situation, such as income, council tax bill, and your savings and it reveals what, if any, benefits you’re entitled to.
Check out the Citizens Advice Bureau for a one-on-one detailed benefits check up.
The calculator includes all the main benefits:
- Working Tax Credit
- Council Tax
- Housing Benefit
- Pension Credit
- Child Benefit
- Child Trust Fund
- Child Tax Credit
Declutter My House And Make Money Online
January 20, 2009
declutter your house
Declutter Your House
Declutter your home and you declutter your life. And nowdays it’s just so easy to make money from your old stuff that it makes more and more sense to get rid of things that you no longer need and free up some cash for new stuff.
How to convert stuff into cash
There are loads of places that you can sell stuff online and what’s more the audience is massive.
ebay.co.uk
GumTree.com
CraigsList.co.uk
Tips for checking out your Credit Score FREE Online
January 19, 2009
This credit report is going to serve a two-fold purpose for you.
1. You can establish that nobody else has assumed your identity, a common crime these days. If someone were to apply for credit using your identity then that application will be recorded in some manner within your credit file.
2. If anything appears to be incorrect on your credit report then by identifying it you have an opportunity to put it right before you make any future applications for credit.
Tips to save on insurance online
January 19, 2009
insurance tips
FREE Cash Back on insurance online
Get cashback for your insurance through cashback sites like Quidco.com, Cashbackkings.com or topcashback.co.uk. Get paid up to £50 if you click through the cashback site and purchase insurance.
Use Price comparisons
Best Insurance comparison websites
Buy Insurance ONLINE only
Most insurance providers offer discounts up to 10% for buying online. Check out the website of the insurance provider.
Pay Annual
If you pay for your insurance Annual you avoid the monthly interest charges.
Adjust your insurance requirement online
Most online websites allow customers to make adjustments to insurance requirement when getting a quote.
- Adjust Excess
- Take out features that you dont need
