Important considerations for pet Insurance
May 15, 2009
Things to consider when comparing pet insurance
- Does the cost of the policy suit my budget?
- Is the level of veterinary fee cover appropriate for me?
- What are the excesses and how are they applied?
- Will my insurance cover my pet for the whole of its life?
- What additional benefits are important to me?
Pet insurance gives you peace of mind and can literally save you thousands of pounds for a few pounds a month.
Best Pet Insurance UK
Pet Insurance online tips
May 15, 2009
You want the very best treatment for your pet, yet anxiety over their health can be made worse by the concern of high vets’ bills.
The average cost of a visit to the vet is over £130. With one in three pets needing veterinary treatment each year, pet insurance is clearly an important consideration and potentially a key way of saving money if things go wrong.
The 4 most important tips to consider when choosing pet insurance online are:
1. Medical benefits – Taking out a policy with sufficient medical benefit is vital. Always check the policy details and the limit of medical fees you’re actually covered for.
2. Limitations – Some pet insurance will have limitations written in the small print. These can quite often include time limits on when you can claim.
3. Life Long Cover – Look for pet insurance that you can renew year after year, even in the event of you making several claims. Some pet insurance will allow cover for life while others may stipulate a maximum age of 6- 8 years.
4. Liability – As with all insurance policies there are usually a number of differences to be found between the various insurance companies. You will generally find, though, that most insurers will offer some kind of liability in their pet insurance that protects you in cases where your pet has caused damage to property or, worse still, another person.
Best Pet Insurance UK
How to save money on your Car Insurance Online
February 11, 2009
1. Only buy car insurance online – Expect a discount on car insurance online from 5% – 20%
2. Pay car insurance in full. Most car insurers will charge you interest if you pay monthly as opposed to paying upfront in full each year. If you can’t afford to pay in full, you could pay for it using a 0% for purchases credit card, then make the same monthly repayments to that instead.
3. Use price comparison sites online to compare from all the car insurance companies.
4. Make yourself as lower risk as possible by parking your car on a drive-way or in a garage, and by fitting an alarm, immobiliser or steering lock.
5. Reduce your car insurance premiums by paying a higher voluntary excess and by adding named drivers only onto the policy
6. Driving fewer miles will lower your car insurance premiums.
7. Apply for cover from your current car insurance provider at renewal as a new customer as it’s likely you will be given a cheaper quote.
8. Look out for special offers as there are deals to be had on insuring more than one car with the same car insurer, like cashback or free breakdown cover.
How to save money on your Travel Insurance Online
February 7, 2009
Here are some top money saving tips to cut the cost of your travel insurance online:
1. Only buy travel insurance online only. Travel agents offline often charge up to 50% more than online providers.
2. Use Travel Insurance Comparisons services:
3. Change the cover to the minimum. Online websites allow you to change the level of travel insurance to what you require.
4. Choose Annual or Multi-trip insurance - If you are preparing to travel more than twice times a year, you’ll be better off with an annual travel insurance policy.
5. Think about where you’re going. If you’re traveling to a country with poor medical facilities it’s essential to make sure your travel insurance policy will pay full repatriation costs. Check the Foreign & Commonwealth Office website for travel advice by country.
6. Are you doing anything hazardous? If you’re going to be doing any hazardous activities, such as scuba diving, bungee jumping etc, make sure that your travel insurance policy covers these.
Tips to save on insurance online
January 19, 2009
insurance tips
FREE Cash Back on insurance online
Get cashback for your insurance through cashback sites like Quidco.com, Cashbackkings.com or topcashback.co.uk. Get paid up to £50 if you click through the cashback site and purchase insurance.
Use Price comparisons
Best Insurance comparison websites
Buy Insurance ONLINE only
Most insurance providers offer discounts up to 10% for buying online. Check out the website of the insurance provider.
Pay Annual
If you pay for your insurance Annual you avoid the monthly interest charges.
Adjust your insurance requirement online
Most online websites allow customers to make adjustments to insurance requirement when getting a quote.
- Adjust Excess
- Take out features that you dont need
