Debt Management Video Tips : How to Get Out of Credit Card Debt
October 4, 2009
Good ways to get out of credit card debt include not using cards and quickly paying down cards with smaller balances. Stay out of credit card debt by throwing away enticing low interest-rate offers received in the mail with advice from acertified public accountant and credit counselor in this free video on debt management.
Life Insurance Tips Video
September 27, 2009
You should know these tips on life insurance
Avoiding Credit Card Debt Tips for College Students
September 27, 2009
Credit card companies are marketing to college students on campus and social networking sites.
Saving Money on Homeowners Insurance
September 6, 2009
Insurance may be necessary, but it doesn’t have to be expensive. Our money reporter Stacy Johnson has been giving us ways to save on insurance all month. Today he explores homeowners insurance.
Credit Card Traps Tips
June 27, 2009
Slash your petrol costs
June 14, 2009
Drivers are set for more pain at the pump so finding out how you can control your fuel consumption and cut the cost of running your car is desired.
Use the Internet for cheap petrol prices
Use a service like Petrolprices.com to find the best priced fuel in your local area. Petrolprices.com compares 1,000’s of petrol stations every day and updates the prices daily.
Use a Sat Nav
Aim to Drive efficiently
You can slash petrol consumption by up to 25% by driving more efficiently. Drive at an appropriate speed and anticipate traffic flow – not only does this increase safety, it should lead to a reduction in braking and accelerating, saving you money on fuel costs and reducing CO2 emissions.
Avoid Revving your engine
lewis hamilton
Modern car engines are designed to be efficient from the moment they’re switched on, so revving up like Lewis Hamilton wastes fuel and increases engine wear.
The best way to warm up your vehicle is to drive it – if you’re likely to be idle for more than two minutes, simply switch off the engine.
When accelerating, change gear as early as possible: a vehicle traveling at 35mph in third gear uses 25% more fuel than at the same speed in fifth gear.
The best time to change up a gear is 2500rpm for a petrol car and 2000rpm for a diesel. The more revs you use the harder you are working your engine.
Beware of AC
Fuel efficiency is reduced by up to 10% for air conditioning and by 4% for cars with climate control, so only use it when it’s really necessary – and for best performance, only when you are driving at more than 40mph.
About half of the energy used to drive a car is used to fight aerodynamic drag – so you should also avoid opening your window on a motorway & remove any unnecessary items like roof racks.
Reduce your car use
Most of all car journeys are for less than a few miles but these are the most fuel-inefficient journeys – a cold engine uses almost twice as much fuel. Walk, cycle or catch public transport instead. Also combining shorter trips can also help you save time and fuel.
Try a local car club
If you live in a city then it could pay to join a car club instead of owning your own set of wheels. Membership gets you pay-as-you-go access to cars all over the UK.
The Best Car Clubs in the UK
Energy Saving Trust Video
June 9, 2009
Important considerations for pet Insurance
May 15, 2009
Things to consider when comparing pet insurance
- Does the cost of the policy suit my budget?
- Is the level of veterinary fee cover appropriate for me?
- What are the excesses and how are they applied?
- Will my insurance cover my pet for the whole of its life?
- What additional benefits are important to me?
Pet insurance gives you peace of mind and can literally save you thousands of pounds for a few pounds a month.
Best Pet Insurance UK
Pet Insurance online tips
May 15, 2009
You want the very best treatment for your pet, yet anxiety over their health can be made worse by the concern of high vets’ bills.
The average cost of a visit to the vet is over £130. With one in three pets needing veterinary treatment each year, pet insurance is clearly an important consideration and potentially a key way of saving money if things go wrong.
The 4 most important tips to consider when choosing pet insurance online are:
1. Medical benefits – Taking out a policy with sufficient medical benefit is vital. Always check the policy details and the limit of medical fees you’re actually covered for.
2. Limitations – Some pet insurance will have limitations written in the small print. These can quite often include time limits on when you can claim.
3. Life Long Cover – Look for pet insurance that you can renew year after year, even in the event of you making several claims. Some pet insurance will allow cover for life while others may stipulate a maximum age of 6- 8 years.
4. Liability – As with all insurance policies there are usually a number of differences to be found between the various insurance companies. You will generally find, though, that most insurers will offer some kind of liability in their pet insurance that protects you in cases where your pet has caused damage to property or, worse still, another person.
Best Pet Insurance UK
Travel Money Tips Online
May 14, 2009
- Book Online Only. Booking online can save you time and money. Most travel operators offer discounts if you book online, as opposed to over the telephone or in a shop.
travel - Book off-peak and mid-week if possible. Friday, Saturday and Sunday generally attract an additional supplement. You’ll also find that hotels and flights are much cheaper during the off-season, so try booking just before or just after a major holiday season.
- Book flights well in advance. Typically, there will be cheap and expensive deals for each flight, and it is usually the case that the best bargains go on a first come, first served basis.
- Get the best currency rates. If you are using traditional currency it is important to look for the best rates. Avoid changing currencies at airports, ferries and hotels as they are unlikely to offer the best rates.
- Try day trips. Day trips offer a unique opportunity to explore a new country, as well as providing a fantastic way to entertain the family.
