Personal Investment & Loan Tips : Bank Loan Tips & Advice
March 4, 2010
Deciding to get a bank loan is a big decision, and one should know details about what to expect when applying for a loan. Decide if a bank loan is a good form of investment and what type of loan to look at withtips and advice from an experienced financial adviser in this free video. Expert: Patrick Munro Contact: www.northstarnavigator.com Bio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and solutions to the senior and boomer marketplace. Filmmaker: Reel Media LLC
Personal Investment & Loan Tips : 401K vs. IRA
February 16, 2010
The difference between a 401k and an IRA is that when people lose or leave their job they can roll over to their own retirement vehicle. Choose the best investment platform available with tips from anexperienced financial adviser in this free video. Expert: Patrick Munro Contact: www.northstarnavigator.com Bio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and solutions to the senior and boomer marketplace. Filmmaker: Reel Media LLC
Personal Investment & Loan Tips : 401K Tips & Advice
January 31, 2010
Many companies offer a 401K retirement plan in which they match the employee’s contribution up to a certain amount. Decide if a 401K retirement account is a good investment withtips and advice from an experienced financial adviser in this free video. Expert: Patrick Munro Contact: www.northstarnavigator.com Bio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and solutions to the senior and boomer marketplace. Filmmaker: Reel Media LLC
Overpaying your Mortgage – Top Tips!
January 28, 2010
Save thousands by overpaying your mortgage. Expert advice from ConsumerChoices.co.uk
Credit & Debt Consolidation : Credit Card Consolidation Tips
January 20, 2010
An important debt consolidation tip is to never carry excess credit limits or max out credit cards because that will lower credit scores. Learn about credit card consolidation from a registered financial consultant (RFC) in this free personal finance video. Expert: Patrick Munro Contact: www.northstarnavigator.com Bio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and solutions to the senior and boomer marketplace …
Tips to Avoid Credit Card Debt for Wives and Girlfriends
January 20, 2010
50 percent of all marriages end in divorce, but if it happens to you, could you afford it? Sanyika reveals on “The Morning Show” what every married woman should know about money and how to take control of your future and establish your financial independence.
Personal Investment & Loan Tips : Short-Term Secured Loan Tips
January 20, 2010
Short-term secured loans are one- to six-month terms that require collateral to secure the loan for the creditor. Decide if a short-term secured loan is a good form of investment withtips and advice from an experienced financial adviser in this free video. Expert: Patrick Munro Contact: www.northstarnavigator.com Bio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and solutions to the senior and boomer marketplace …
Know the risks of Reverse Mortgages
January 20, 2010
loan must be repaid when you die, sell your home, or no longer live there as your primary residence. … “Reverse Mortgage” Housing Payments loan lean lien “older Americans” “senior citizens” money debt collateral equity home house reverse mortgage “home loan” “home line of equity” “line of credit” credit bills estate tax bill collector heirs retirement old “home loans” “new mortgage” refinancing financing “liquid assets” “house rich” “cash poor” questions “should I” scam phony banks “credit …
Debt Management Video Tips : How to Get Out of Credit Card Debt
October 4, 2009
Good ways to get out of credit card debt include not using cards and quickly paying down cards with smaller balances. Stay out of credit card debt by throwing away enticing low interest-rate offers received in the mail with advice from acertified public accountant and credit counselor in this free video on debt management.
Tips to Cut The Cost Of Debt online
January 25, 2009
cut the cost debt
Borrow less
Lenders often tempt you into borrowing more than you actually need. Larger loans mean bigger profits for banks, so it makes sense to borrow as little as you can
- Only borrow the exacty amount
Reduce the interest rate
Do pay attention to the interest rate and fees being charged. However, don’t be duped by the headline APR, as this can be misleading.
- Ask current finance company to reduce interest rates
- Look for a cheaper rate
Transfer your debt
One way to cut the interest rate you’re paying is to transfer existing debts to a new home.
Make more frequent repayments
By paying more frequently, you chip away at your debt faster and, therefore, bring down its cost.
- Check with mortgage companies
Repay over a shorter period
Time is always a function of credit, because the shorter the time period, the lower the interest bill.
- Reduce mortgage length
- Use overpayment opportunity
