1. Look for cheaper services. Use comparison services to get the cheapest deals on mobile phones, utility bills & credit cards etc to save money.

2. Best student bank account. Choosing the right student bank account is vital. Get the best interest-free overdrafts, credit card limits, credit interest and unauthorized overdraft charges.

3. Student loan. The Government based Student Loans Company loans offer the cheapest long term loans you’ll ever. You don’t have to repay anything until after graduation and the amount you have to pay back is linked to how much you earn.

4.Use Cash. Studies have shown that paying with cash has a greater psychological impact and makes you think twice about what you’re spending your money on. Studies have also shown that people tend to spend whatever’s in their wallet, so taking out less cash from the cash point than you usually do could help stop you wasting money.

5. Get a Grant or a Scholarship. Go to Scholarship search and Educational Grants Advisory Service websites.

6. Budget. You need to sit down and set yourself a budget.

7. Make extra money. Getting a part time job or selling products

8. Being frugal Identify all the money you waste on things you don’t need – magazines, takeaways, cigarettes and alcohol etc.

9. Get a NUS student card. The NUS card available for students giving you access to a wide range of student discounts, deals and offers from high street companies